 Good credit is your most valuable asset, and in this day and age it is no longer an option but rather a necessity. The Secrets to Good Credit and Debt Reduction: A Consumer Self-Help Guide shares mortgage banker D.J. Williams' formulas for securing and restoring good credit and gives you all the reasons why good credit is a must in today's society.
With this remarkable book you can learn:
•The basics of understanding the system including: what is credit, why it is important, how to read your credit report, scoring, and knowing your rights.
•How to establish a good credit rating and how to restore a poor rating.
•Your recourse when dealing with collection agencies and credit repair organizations.
•Methods of getting out of debt and strategies for debt reduction.
•How to survive the home loan process -- stress free.
The Secrets to Good Credit and Debt Reduction: A Consumer Self-Help Guide is a must for anyone who spends money, especially those who are just starting out, considering bankruptcy, or are in bondage with too much debt. Order your copy today!
 |
|
|
|
 |
|
 |
Table of Contents:
Part I. Understanding Credit
What is Credit?
The Credit System
Credit Is Important to Your Life
What Is a Credit Report?
How to Read Your Credit Report
Credit Scoring
Know Your Rights
Credit Problems Are Not Okay
Part II. Establishing a Good Credit Rating
How to Establish Credit
Credit Repair Companies
Collection Agencies
How to Repair Your Credit
Protecting Your Credit
Part III. Getting Out of Debt
Strategies to Reduce Debt
Part IV. Credit and Purchasing a Home
A Stress-Free Loan Process
|
Shipping
|
| More information about this book |
|
 |
|
 |
|
|
|
|
Ms. Williams has twenty years of community lending, management and experience in real estate finance. She is a highly ranked loan officer who, with her innovative leadership techniques, established and managed mortgage branches for regional and national banks.
She has produced millions of dollars in home loan sales and was consistently ranked in the top for number of units produced among peers.
During her years in the mortgage industry Ms. Williams recognized a need for additional services to the first time homebuyer market. As a result, she wrote a proposal for a mortgage office that included a classroom and a resource center to better serve consumers and employees. The bank president accepted her proposal and a unique mortgage branch opened. It received local and national recognition in St. Louis Commerce Magazine and Real Estate Finance Today.
In addition, Ms. Williams has taught seminars for the Mortgage Bankers Association (Serving the Underserved: Success Stories), the St. Louis Association of Realtors (FHA and VA Financing), St. Louis Public Schools Community Education, and has taught many workshops for community groups.
In 1999, she founded Premier Educational Services, an independent publishing company that publishes credit education books and related publications for individuals, communities, churches and schools. Her company offers training and workshops for organizations, businesses and consumers about credit and money management.
 |
