Who Is D.J. Williams?

Ms. Williams has fourteen years of community lending and management experience in real estate finance. She is a highly ranked loan officer who, with her innovative leadership techniques, established and managed mortgage branches for regional and national banks.

She has produced approximately 85 million dollars in home loan sales and was consistently ranked near the top for number of units produced among peers. Her average loan size was under $100,000 with the majority of production occurring between 1986 and 1992, prior to her promotion to a management position.

During her years in the mortgage industry Ms. Williams recognized a need for additional services to the first time homebuyer market. As a result, she wrote a proposal for a mortgage office that included a classroom and a resource center to better serve consumers and employees. The bank president accepted her proposal and a unique mortgage branch opened. It received local and national recognition in St. Louis Commerce Magazine and Real Estate Finance Today.

In addition, Ms. Williams has taught seminars for the Mortgage Bankers Association (Serving the Underserved: Success Stories), the St. Louis Association of Realtors (FHA and VA Financing), St. Louis Public Schools Community Education, and has taught many workshops for community groups.

In 1999, she opened Premier Educational Services, an independent publishing company that publishes credit education books and related publications for individuals, communities, churches and schools. Her company offers training and workshops for organizations, businesses and consumers about credit and money management.

Premier Educational Services recently released The Secrets to Good Credit and Debt Reduction A Consumer Self-Help Guide written by D.J. Williams. Releases scheduled for 2002 include booklets entitled: 10 Habits To Successful Money Management Publication, Easy Credit Repair and Easy Debt Reduction.

D.J. Williams also writes and publishes a free, bimonthly newsletter full of tips, news and other information about consumer credit and money management.
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